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Your Credit and Credit Report Are Important

What does your credit report look like? Your credit is one of the most important tools to financial freedom that you possess. Even if you don't have great credit, it's important to know where your credit stands and whether or not there are any credit report "surprises" on your credit report. Whether you're applying for a credit card, buying a car, getting a job (they often check credit before hiring), applying for a home mortgage loan or consolidating your debt; the better your credit is the better the loan, job or credit card you will get! Use the credit resources below to learn about and monitor your credit and credit report.

Note: Most of the following links are to paid advertisers. If you click on a link and purchase an item or service, our site may receive a portion of the money you spend. With that said, we have chosen the most user friendly and cost effective sources for you to find the information or service you desire. We appreciate your patronage and can offer our Free Debt advise only because of your support.

True Credit

Probably the best site to get a comprehensive credit report. You don't need to sign up for any free trial or monitoring service, but you do have to pay $30 - $40 for a comprehensive credit report that includes information from all three credit bureaus, your credit score from all three bureaus, and an optional borrowing power analysis. In case you're wondering, almost any site that offers a free credit report requires either that you sign up for a trial account, or they only give you information from one credit bureau and then use your information to market other loan products to you. If you want to keep on top of any changes to your credit report, sign up for the optional credit monitoring program (it's only $11 per quarter).

Online Credit Info

Online Credit Info provides a free credit report, delivered instantly to you online when you sign up for their credit monitoring program, which offers credit report change notifications, notification of checks on your credit, fraud alerts, dispute information, and other credit services that can help you monitor and control your credit. The credit report is free and you can cancel before the trial period ends.

Lexington Law Firm

If you have flawed credit or need to repair your credit, Lexington Law Firm has a program where they will dispute negative items on your credit report for you. For a low monthly fee, they will will help your credit by removing any inaccurate, misleading, or unverifiable items from your credit report. Whether it's bankruptcies, charge-offs or tax liens, Lexington Law Firm has challenged and beat virtually every credit problem there is.

Credit Reporting

Offers a no strings attached, comprehensive credit report that encompasses all 3 major credit bureaus. You can order the credit report online, by fax, or via mail for about $35.

Credit and Debt

Credit and Debt offers a great program that allows you to get information or apply for a loan for free. From their site, you can find credit reports, credit repair help, mortgage loans, debt consolidation loans, home equity loans and even insurance quotes.

Credit Provide

Have Bad Credit? Credit Provide is a must-see website. They offer credit repair services, bankruptcy advice, debt consolidation services, and help you get unsecured loans. They can even help you remove bad credit from your credit report and they offer tips and tricks to actually improve your credit via bankruptcy.

CreditRepair.com

Need to Rebuild Your Credit? Try the credit repair kit from CreditRepair.com. It goes into detail on how to read, understand and repair your credit report. It also gives advice on how to negotiate with your creditors and on how to reestablish your credit using little known methods that were derived from over 10 years of research and experience in the credit improvement field.